How to create distressed looking photos with Photoshop

Create this aged looking effect by combining this photo,

and this texture.

Here are the steps:

1. Put the texture in a layer above the photo.
2. Change the texture’s blend mode to something like “vivid light” or “overlay” depending on your preferences, and drop the opacity somewhere between 15 and 20.
3. Add a slight blur and vignette to the edges of the photo.
4. De-saturate the colors a bit, drop the contrast, and shift the color balance toward yellow.